The National Directory of Certified Public Accountants

Sign Up for the Kabbage Client Loan Referral Program

We'll Pay You a 1% Fee Year After Year on All Business Line of Credit Loans

As a CPA, we invite you to participate in a new residual revenue program for your practice. We want to pay you to help your small business clients secure financing.

Sign up for the Kabbage client referral program and start earning a 1% revenue share of all cash taken for the lifetime of your clients' line of credit. It's free to sign up for this program. Once accepted, there is no minimum commitment required.

Also, please note that your clients never pay a fee to apply for their Kabbage line of credit. Kabbage offers small business lines of credit up to $100,000, and you will be paid a 1% fee on all cash taken from your clients' line of credit. That's year after year. So if your clients continue to draw funds from their line of credit — you get paid again and again each time.

To request more information and sign up, complete the form to the right.

Why Join the Kabbage Program

Access to funds for your business in minutes
Kabbage is simply the fastest way to get access to funding for your client's business. Through our simple, online application, your clients will get a decision in minutes and access to funds on the spot. No paperwork, faxing or waiting in line.

The security of a line of credit of up to $100,000 behind your client's business
There is no cost for your clients to set up their line of credit. When opportunities arise, your clients will have the flexibility and security to use whatever they need to grow their business.

Simple fees and no hidden costs
No hidden fees, no loan origination fees and no prepayment penalties. Your clients pay only for what they take.

Anytime, anywhere access to funds
Kabbage provides flexible, ongoing access to their credit line, 24/7. Your clients can use their mobile device to pay for funds on the go or keep our Kabbage Loan Card in their wallet to pay for anything they need at the point of purchase.

Trusted and secure
Kabbage is A+ rated by the Better Business Bureau, has been named one of Forbes magazine's "Most Promising Companies" twice in a row and has been featured as #36 in the 2015 Inc. 500 list of the fastest-growing private companies in the nation. We take your security very seriously and follow all regulatory practices to maintain the integrity of your information. Our experienced, in-house customer service team is here with the information you need to grow your business.

Client Qualification Guidelines

Kabbage helps small businesses get the funding they need to grow. Through a fully automated, online platform, your business clients can link their latest business data, allowing Kabbage to review the overall health of your client's business — not just a credit score — to approve and provide loans of up to $100,000 in minutes.

Minimum criteria to qualify for a Kabbage loan:
• Business must be at least 1 year old
• Business must make a minimum of $50,000/year in sales
• If your client has other loans, they must have a very low balance or it must be paid off
• Restricted industries: non-profits, title loan companies

Benefits and selling points of Kabbage:
• Line of credit, free to apply, free to keep the line open
• Merchant only pays when they draw down on the line — each drawdown is a separate 6-month loan
• No daily or weekly payments — one fixed, monthly payment
• Revolving line of credit — no need to reapply

Frequently Asked Questions

How does it work?
Kabbage uses a business's real-time data to gain an accurate picture of business health. This data includes past sales, revenue and even social media activity. Using this information, Kabbage can accurately decide in minutes how much capital should be extended to each of your clients. Lines of credit range from $2,000 up to $100,000.

How much does it cost?
The cost of Kabbage varies based on business data linked to your Kabbage application. All Kabbage loans are paid over a 6-month period. Kabbage loans do not incur interest, but rather monthly fees based on the original loan amount. These fees range from 1% to 12% of the original loan amount for the first two months. The cost then drops to 1% of the original loan amount for each subsequent month. Each month you will pay 1/6th of the original loan amount, plus the associated monthly fee. You may satisfy your full balance early at any time to save on costs. There is no early payment penalty.

Does Kabbage pull my credit report?
During the application process Kabbage will perform a hard inquiry through Experian. Kabbage uses your SSN to verify your identity to ensure compliance with Anti Money Laundering, Fair Credit Reporting Act and other regulatory requirements. Kabbage is unable to report positive history to the consumer credit bureaus because Kabbage is a commercial product, however, they do reserve the right to report negative activity to the applicable agencies depending on the severity of delinquency.